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Frayser, Memphis, TN · Property Management

Frayser rentals,
managed for cash flow.

C-class operator-grade management for Frayser owners. In-house cleaning, maintenance, and laundry. 10% STR. 8% LTR. No hidden fees. Free property analysis for any address you send us.

$1,050
Median 3BR rent
Rentometer · n=31
$92K
Median sale price
Zillow · Oct 2025
21–28d
Days to lease
at correct pricing
C
Class · 44% owner-occ
cash flow, Section 8 arbitrage
SHELBY COUNTY · ZIPS 38127 / 38128 · POP ~39,600 · HHI $40,467 · OWNER-OCC 44% · 1.14% RENT-TO-PRICE
00
Rent ladder · by bedroom count

Rent ladder for Frayser houses.

Rentometer rent comps for Frayser single-family rentals across 38127 and the 38128 edge over the past 18 months. Sample sizes are smaller here than in higher-rent submarkets; bedroom counts under 25 comps are flagged as directional only.

Bedrooms Median rent 25th pct 75th pct Sample (n)
2 BR house $913 $844 $1,073 20 †
3 BR house $1,050 $981 $1,232 31
4 BR house $1,295 $1,163 $1,470 25 †
5 BR house $1,848 $1,321 $2,000 14 †

† Sample size under 25. Use as directional guidance, not a market benchmark. Frayser is a smaller comp universe than higher-priced submarkets; the 3BR cell (n=31) is the most reliable headline. All data: Rentometer API, house rentals within 18 months, May 2026.

01
The map · click any region

Frayser's stock varies by which side of Watkins you buy.

Click a tier on the map. Rent ranges, comp counts, and neighborhood lists update live. Eastern Frayser around Heights, Manor, and Vista holds the better-condition stock and the higher rents. Central Frayser around Hills and Rugby is the volume tier. Western Frayser near the Mississippi and Loosahatchie carries the most blight exposure and flood-zone parcels.

Nike Northridge Frayser Hills New Frayser HS Frayser Terrace Frayser Manor F R A Y S E R NORTH MEMPHIS · SHELBY COUNTY · TN N ↑ LOOSAHATCHIE RIVER WATKINS → WOLF RIVER → MISSISSIPPI RIVER
A− Premium
B+ Mid
B Entry
CLICK A REGION ↑
C+ / VOLUME · ZIP 38127

Central Frayser

Frayser Hills · Rugby Hills · Frayser Blvd corridor · Dellwood · Argonne
$1,050
Median 3BR rent
Rentometer · 18mo
$981$1,232
Interquartile
25th – 75th pctile
31
Comp count
Sample size, n
21–28 days
To lease
at correct pricing
02
The headline numbers

Yield, scale, voucher arbitrage. That's the play.

Frayser is a pure cash-flow market with the lowest acquisition costs in the metro and the deepest Section 8 concentration. The thesis in four cards.

RENT · LTR
$1,050 /mo
Median 3BR rent
σ $187 across 31 comps · IQR $251 wide ($981–$1,232)
YIELD
13.7 %
Gross yield on $92K acquisition
C-class economics · cash flow over appreciation
VOUCHERS
29.3 %
Section 8 share (38127)
HUD payment standards currently exceed market rent
ANCHOR
2.8M sqft
Nike Northridge campus
Nike's largest US distribution hub · inside Frayser
03
Why investors choose Frayser

The thesis, plain-stated.

Frayser is the cash flow quadrant of Memphis investing. You can buy a 3-bed/1-bath ranch from the 1950s for $75,000 to $95,000, put a tenant in it at $900 to $1,100 a month, and on paper you are looking at a gross yield north of 13%. The Nike Northridge distribution campus, which is the brand's largest in North America at 2.8 million square feet, sits right inside the neighborhood and employs thousands of people who need housing within a 10-minute drive of their shift. Section 8 voucher holders represent nearly a third of all tenants in the zip code, and HUD payment standards in Frayser currently exceed market rent for every tracked bedroom count, which means your effective rent can actually be higher on a voucher lease than on an open-market one. The new Frayser Community High School, breaking ground in 2025 on Dellwood Avenue, is the first real institutional capital to flow into Frayser's built environment in decades and may mark the beginning of a slow stabilization cycle. For the broader Memphis investment thesis, see our analysis of why investors keep choosing Memphis and the 2026 complete guide to Memphis real estate investing.

There is no school moat here, and you need to price that reality into your underwriting. Memphis-Shelby County Schools ranks 135th out of 139 Tennessee districts, and the Frayser attendance zone schools consistently score in the bottom 5% to 10% statewide. The median age of 31 means Frayser is young, and 32% of the population is under 18, which creates persistent rental demand from families who need affordable 3-bedroom homes. Owner-occupancy sits around 44%, meaning a slight majority of homes are already rentals, which keeps comparable sale prices compressed. The population has declined roughly 10% over the last five years, and only about 11% of adults hold a bachelor's degree. None of this is a reason to avoid the area, but it does mean your exit strategy is almost always a sale to another investor rather than an owner-occupant. The new high school could begin shifting perception over a 5 to 10 year horizon, but do not underwrite to that assumption today.

Investors comparing Frayser to nearby Raleigh will find slightly stronger demographics and less blight at a ~25% price premium, with similar gross yields and easier insurance underwriting. Those chasing the lowest entry price in the metro should compare against Whitehaven , where the same C-class economics apply but the geographic concentration of Section 8 housing is different. For investors weighing Frayser against the turnkey pitch they have seen on out-of-state forums, our Memphis turnkey rental analysis covers what gets left out of the proforma. The 2026 Memphis Housing Outlook covers the metro-wide demand drivers underneath this picture.

One honest caveat: Frayser requires hands-on management or a property management team that knows C-class Memphis. Vacancy turns are longer (58 to 83 days on market for resales, similar timelines for lease-up on poorly marketed rentals). HVAC theft is a line item, not an anecdote. The vacancy rate is the highest in the metro by most measures, and blighted properties on the same block as your rental will suppress tenant quality and appraised value. Flood risk is real on the western and northern edges where the Loosahatchie and Wolf Rivers border the neighborhood; always pull the FEMA panel before you close. Insurance premiums run 30% to 50% higher than Shelby County averages. The 2025 Shelby County reappraisal, while it raised values 32% countywide, is expected to leave Frayser largely flat, which means no near-term appreciation tailwind. Verify all tax math against the Shelby County Trustee tax calculator before you commit.

04
The 31-comp distribution

A tight, compressed band. Pricing is consistent.

31 three-bedroom rentals from the past 18 months across 38127. σ of $187 (18% of median). The 25th-to-75th-percentile IQR is $251 wide. Distribution is tight because the housing stock is uniform (1950s-1960s ranch homes on similar lots), and tenant ability-to-pay is anchored to Section 8 payment standards.

$0.6K $0.7K $0.8K $0.9K $1.0K $1.1K $1.2K $1.3K $1.4K $1.6K
$981
25th percentile
$1,050
Median · n=31
$1,232
75th percentile
05
Frayser vs. the Memphis metro

Six metrics. One image.

The questions out-of-state investors ask before they sign, answered in a single chart. Memphis metro figures from Redfin (Mar 2026), Census ACS, and Data USA.

Frayser
Memphis Metro Avg
% delta →
Median sale price Zillow Oct 2025
–56% vs metro
Median 3BR SFR rent Rentometer · 31 comps
–13% vs metro
Rent-to-price ratio monthly · home value
+57bp cash flow
Median household income Census ACS 2023 (38127)
–39% tenant pool
Section 8 share HUD Housing Choice Voucher
+15pp voucher arbitrage
Vacancy rate BestNeighborhood 2024
+10pp turnover risk
06
Two ways to rent

LTR is the real play. STR is mostly the wrong submarket.

LTR · 8% management fee

Long-term: voucher-anchored , working-class demand, yield-on-cost.

The dominant play in Frayser. Section 8 voucher holders represent 29.3% of the rental base, and HUD payment standards currently exceed market rent for every tracked bedroom count. Working tenants come from Nike Northridge, Amazon fulfillment, and FedEx logistics jobs within a 15-minute drive. Learn more about our approach to long-term rental management for property owners.

Median 3BR rent $1,050 21–28 days to lease
  • 31 comps · σ $187. Tight pricing band, IQR $251 wide. Pricing is consistent because the housing stock is uniform.
  • 29.3% Section 8 share. Voucher leases often pay above market for the same property. MSHA inspections add admin load.
  • Working-class anchor tenant pool. Logistics, distribution, healthcare. Tied to Nike, Amazon, FedEx, St. Jude.
  • No lease-up fee. No tech fee. No maintenance markup. Flat 8%, in-house crews. See why in-house maintenance matters.
STR · 10% management fee

Short-term: permitted , but the math rarely works here.

Frayser is not a tourism market and not a corporate-housing market. There are no medical campuses, no universities, no convention demand within walking distance. Short-term rental occupancy in 38127 runs well below Memphis Midtown or Downtown averages, and the ADR ceiling is capped by the surrounding neighborhood comp set. If you are evaluating Frayser specifically for Airbnb, you are looking at the wrong submarket. The yield math favors long-term leasing, especially voucher leasing. See our analysis of the 2026 STR shakeout for the broader picture.

Indicative STR revenue $18–22K $95–120 ADR · 40–50% occ
  • No tourism anchor. No medical, no university, no convention demand within reach of guests.
  • Permit still required. City of Memphis Ordinance 5631 applies: $300 application, $50 annual renewal, $1M liability minimum. See our Memphis STR rules guide.
  • Honest recommendation: if STR economics matter, look at Downtown , Midtown , or East Memphis instead.
  • $10K–20K furnishing capex applies anywhere. Not in monthly math.
07
Rental demand drivers · 38127

Tenant demand follows the distribution hubs.

Rental demand in Frayser is anchored to working-shift logistics employment. Nike Northridge at 2.8 million square feet is the brand's largest US distribution center, sitting inside Frayser at 3100 New Frayser Blvd. Amazon's nearby fulfillment center and FedEx World Hub fifteen minutes south complete the picture. The new Frayser Community High School, breaking ground in 2025, is the first major public investment in the neighborhood's built environment in decades.

Why tenants live here · Frayser, TN

Anchor driver
Nike Northridge
2.8M sqft
Nike's largest US distribution center. $301M expansion completed 2015. Thousands of shift workers needing housing inside a 10-minute drive. $5M conveyor upgrade permit filed 2025.
Section 8 voucher base
29.3% share
HUD Housing Choice Voucher concentration in 38127. Payment standards currently exceed market rent for every tracked bedroom count. MSHA inspections add admin load but cash flow stability is meaningful.
New Frayser Community HS
270K sqft
Groundbreaking April 2025 at 1530 Dellwood Ave. Replaces former Frayser High / MLK Prep site. Single largest public investment in Frayser infrastructure in decades.
Crime trend
–14% YoY
Frayser violent crime down 14% in 2025 vs 2023 (~2,500 vs ~3,400). Memphis citywide crime hit a 25-year low in 2025. The macro narrative is improving even where it remains a challenging operating environment.
$92K
Median sale price
1971
Median build year
18–40%
Vacancy rate (methodology-dependent)
12%
Severe flood-risk parcels · west edge
Frayser is a yield-on-cost play, not an appreciation play. The investor who wins here treats vacancy management, voucher leases, and HVAC theft as line items in the model, not as surprises.
LPS Leasing Desk · Memphis, TN
08
A representative deal

$90K. 3BR/1BA. Two lease scenarios.

Central Frayser (38127), pre-debt. Open-market LTR at the median ($1,050) and the same property on a Section 8 voucher where HUD payment standards run above market. STR is omitted; the math doesn't work in this submarket. Use the LPS calculator to plug your specific numbers.

Open-market LTR

8% LPS FEE
Gross monthly rent $1,050
Management (8%) – $84
Property taxes – $99
Insurance (C-class loaded) – $135
Maintenance reserve (10%) – $105
Vacancy allowance (8%) – $84
Net monthly · pre-debt $543

Section 8 voucher LTR

8% LPS FEE
HUD payment standard (3BR) $1,225
Management (8%) – $98
Property taxes – $99
Insurance (C-class loaded) – $135
Maintenance reserve (10%) – $123
Vacancy (voucher reduces) – $49
Net monthly · pre-debt $721

Both pre-debt service. Tax math: $90K appraised × 25% Tennessee residential assessment × $5.27 per $100 = $1,186/yr ($99/mo). Insurance loaded ~30% above Shelby County average for C-class 38127. Maintenance reserve elevated to 10% to account for HVAC theft and deferred 1950s/1960s mechanical risk. Use the LPS Rental Calculator for your own numbers.

09
For the out-of-state investor

Seven questions, seven honest answers.

What does the management fee actually include?

8% LTR / 10% STR. Covers leasing, screening, rent or guest collection, maintenance coordination, monthly statements, lease enforcement, dynamic pricing (STR), and turnover ops (STR). No lease-up fee. No onboarding fee. No tech fee. No maintenance markup. We run our own crews. For a full breakdown of what Frayser investors are typically paying their managers (and where the hidden fees show up), see what your Memphis manager is actually costing you →

How fast does a Frayser property lease?

Frayser is a renter-majority market, and demand for affordable 3-bedroom homes stays consistent year-round because of the Nike campus, nearby Amazon fulfillment, and FedEx-adjacent logistics jobs. A well-renovated home priced at $950 to $1,100 per month with working HVAC, new LVP flooring, and updated fixtures should lease within 3 to 4 weeks if it is listed on Zillow Rental Manager, Apartments.com, and the local Section 8 waitlist simultaneously. Poorly presented or overpriced units will sit 60 to 90 days. Marketing photography matters more here than in higher-rent neighborhoods because tenants in this price range comparison-shop aggressively online. Plan for one month of vacancy per turn in your proforma.

Do I need an STR permit in Frayser?

Yes. Frayser is inside the City of Memphis, and Ordinance 5631 requires a Short-Term Rental Property Permit for any stay under 30 consecutive days. The application fee is $300, annual renewal is $50, and you need a code enforcement inspection plus proof of $1,000,000 in liability insurance. That said, Frayser is not a strong STR market. Occupancy rates for short-term rentals in 38127 are well below what you would see in Midtown or Downtown Memphis. The neighborhood's investor economics favor long-term leasing, especially Section 8 leasing where HUD payment standards exceed market rent. If you are evaluating Frayser specifically for Airbnb, you are likely looking at the wrong submarket. Memphis STR Rules 2026 →

Is Frayser safe?

Frayser has historically been one of Memphis's higher-crime neighborhoods. CrimeGrade ranks the Shelby Forest-Frayser area in the 1st percentile for safety nationally, and the violent crime rate runs around 21 per 1,000 residents per year. That said, 2025 data shows meaningful improvement. Memphis citywide crime hit a 25-year low, and Frayser specifically saw a 14% decline in violent crime compared to 2023. The Memphis Police Department's Code Zero and Saturday Night Live operations targeted Frayser directly. As a property owner, your primary concerns are property crime: HVAC theft, break-ins during vacancy, and package theft. Budget for condenser cages, security cameras, and motion-sensor lighting on every unit. Your tenants' safety is improved by occupied, well-lit blocks, which is one more reason vacancy management matters here.

What property taxes should I model?

For tax year 2025, the combined rate for properties inside the City of Memphis is approximately $5.27 per $100 of assessed value(Shelby County at $2.69 plus City of Memphis at $2.58). Tennessee assesses residential property at 25% of appraised market value. So a home appraised at $90,000 has an assessed value of $22,500, and your annual tax bill would be roughly $1,186. Watch for supplemental charges on the tax bill. The City of Memphis routinely adds weed-cutting, board-up, and anti-neglect liens to properties that are not maintained, and these charges accrue interest. If you are buying a portfolio property, pull the tax bill history on the Shelby County Trustee site before closing to make sure you are not inheriting surprise liens.

What maintenance costs to plan for?

On a typical 1950s to 1960s Frayser ranch home, plan $2,500 to $3,500 per year in recurring maintenance (HVAC service, plumbing calls, appliance replacement, pest control). Capital expenditure reserves should be $1,500 to $2,000 per year per unit. The biggest line items are HVAC replacement ($4,500 to $6,500 installed for a 2.5-ton unit), roof replacement ($5,000 to $8,000 for a 1,000 sq ft ranch), and galvanized plumbing re-pipe ($3,500 to $5,500). If the home has an original Federal Pacific or Zinsco electrical panel, budget $2,000 to $3,000 to replace it proactively rather than waiting for a failure or an insurance denial. Factor in $150 to $300 for a condenser cage at acquisition. We cover the full picture in maintenance costs nobody warns you about and how owners are fighting back against HVAC theft.

How does Section 8 work in Frayser?

29.3% of all rentals in 38127 are leased to Housing Choice Voucher holders, the highest concentration in Memphis. HUD payment standards currently exceed market rent for every tracked bedroom count: a 3BR in Frayser carries a HUD payment standard of approximately $1,225 versus a market median of $1,050. The voucher is paid directly to you (or to LPS on your behalf) by Memphis Housing Authority, which makes cash flow stable and protects against tenant non-payment. The trade-off is MSHA inspections, which add administrative load. Failed re-inspections can suspend rent payments until corrected. For a portfolio operator with maintenance crews on call, this is manageable. For an absentee owner without local infrastructure, it is a real risk. Out-of-state buyers should read our out-of-state investing reality check before underwriting voucher income.

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Sources & methodology Zillow / Prop:Metrics (median sale price, Frayser, October 2025) · Redfin (Frayser neighborhood, trailing 12-month median) · Rentometer API (3BR rent n=31; 2BR n=20; 4BR n=25; 5BR n=14 directional, May 2026, 18-month lookback) · HUD Housing Choice Voucher payment standards (Memphis Housing Authority, 2025) · Shelby County Trustee (county tax rate $2.69/$100, FY2026 state-certified) · City of Memphis Treasury (city tax rate $2.58081/$100, tax year 2025 certified) · City of Memphis Ordinance 5631 (STR permit framework, Chapter 5-44) · U.S. Census Bureau ACS 2023 5-year (38127 demographics) · NeighborhoodScout, BestNeighborhood, Point2Homes (vacancy and housing stock data) · Tennessee Tribune, Action News 5, Chalkbeat, Memphis Daily News (Nike expansion, new Frayser HS groundbreaking, 2025 crime trend, school district reporting) · Memphis Police Department (2025 violent crime trend, –14% Frayser-specific) · First Street Foundation via Redfin (severe flood-risk parcels). Property tax assumes 25% Tennessee residential assessment ratio. Vacancy rate methodology varies by source (18% BestNeighborhood vs 39.9% NeighborhoodScout including long-term abandoned). Last updated May 13, 2026. Run your own numbers →