Downtown Memphis, TN · Property Management

Downtown Memphis rentals,
managed end-to-end.

Local expertise for Downtown Memphis property owners. In-house cleaning, maintenance, and laundry. 10% STR. 8% LTR. No hidden fees. Free property analysis for any address you send us.

$1,475
Median 3BR rent
Rentometer · n=8†
$185K
Median sale price
Redfin · Oct 2025
$25,631
STR annual revenue
AirDNA · 522 listings · May 2026
94
AirDNA submarket score
Investability 92 · Seasonality 97
SHELBY COUNTY · ZIPS 38103 / 38105 / 38126 · POP ~10,700 · HHI $42,000 · OWNER-OCC 28% · 0.80% RENT-TO-PRICE
00
Rent ladder · by bedroom count

Rent ladder for Downtown Memphis houses.

Rentometer rent comps for Downtown Memphis single-family rentals over the past 12 months. All bedroom counts carry a † flag for sample sizes under 50. Downtown's housing stock is primarily condos and apartments, so SFR house data is inherently thin. Use these figures as directional guidance.

Bedrooms Median rent 25th pct 75th pct Sample (n)
2 BR house $1,350 $1,048 $2,273 11†
3 BR house $1,475 $1,292 $2,208 8†
4 BR house $1,663 $1,553 $3,379 6†

† Sample size under 50. Downtown Memphis has limited single-family rental stock. The majority of rental inventory is condos and apartments, which Rentometer excludes when filtering for houses. Use as directional guidance, not a market benchmark. All data: Rentometer, house rentals within 18 months, May 2026.

01
The map · click any region

Downtown's price gradient runs north to south.

Click a tier on the map. Rent ranges, comp counts, and neighborhood lists update live. Northern edge near the Pinch District = lower entry, higher cash flow potential. Southern edge along South Main = premium finishes, higher rents, tourism foot traffic.

Beale Street South Main Pinch District FedEx Forum D O W N T O W N  M E M P H I S SHELBY COUNTY · TN I-40 → N → NORTH MEMPHIS MISSISSIPPI RIVER
B+ Premium
C+ Mid
C+ Entry
CLICK A REGION ↑
C+ / MID · ZIP 38103

Downtown Core

The Edge District · Medical District · Civic Center · Main Street
$1,475
Median 3BR rent
Rentometer · 18mo
$1,292$2,208
Interquartile
25th – 75th pctile
8†
Comp count
Thin SFR sample
14–28 days
To lease
varies by block
02
The headline numbers

Four metrics. One thesis.

Low entry price, shrinking supply, and a 94 AirDNA investability score. But revenue is softening and occupancy sits below 50%. The signal in four cards.

RENT · LTR
$1,475 /mo
Median 3BR rent
SD $680 across 8 comps† · wide range
YIELD
0.80 %
Rent-to-price
+18bp vs metro · STR upside on top
STR REVENUE
$25.6 K
Avg annual STR revenue
$151 ADR · 49% occupancy · AirDNA
SUPPLY
–4.3 %
YoY listing decline
357 active listings, shrinking
Why investors choose Downtown Memphis

The thesis, plain-stated.

Downtown Memphis is the city's primary tourism, entertainment, and employment core. Beale Street, the FedEx Forum, AutoZone Park, and the National Civil Rights Museum bring consistent visitor traffic year-round. The Medical District, one of Memphis's largest employment centers, anchors weekday demand for both short-term and long-term rentals within walking distance. Entry prices remain accessible at a $185,000 median, and the STR market generates $25,631 in average annual revenue per listing. For investors evaluating the broader Memphis opportunity, our Why Memphis overview covers the macro thesis.

Investors comparing urban Memphis neighborhoods should also review Midtown Memphis for its walkable, arts-driven tenant base and Cooper-Young for its established STR footprint. Together, these three neighborhoods form the core urban rental cluster in the Memphis market.

The 2025 Memphis crime data represents a turning point. Part I crimes fell 27% year-over-year, homicides dropped 26% to their lowest level since 2019, and MPD opened a dedicated Downtown Command Center in April 2025 with an expanded camera network. Supply is shrinking: active STR listings declined 4.3% YoY while occupancy climbed 2.5 percentage points. That combination of fewer listings and rising demand is a tailwind for current operators. Read our full Downtown Memphis rental investment analysis for the STR vs. LTR breakdown.

What Downtown Memphis is not. This is not a suburban set-and-forget play. SFR rental comps are thin (8 to 11 per bedroom count) because the housing stock is overwhelmingly condos and apartments. Property values have declined 17.8% over the past year on Redfin. Crime rates, while at a 25-year low, remain above national averages and vary block by block. STR competition is real, with 357 active listings in the submarket. Entry price is low, but so is the margin for error. This market rewards experienced operators who know how to underwrite a property at the address level, not the zip code level. Investors looking for a lower-risk suburban entry point may prefer Bartlett or Cordova.

03
The 8-comp distribution†

A market where pricing requires local knowledge.

Only 8 three-bedroom SFR rentals in the past 18 months. Standard deviation of $680, roughly 39% of the mean. The IQR is $916 wide. Downtown rent is not one number. A 3BR in the Pinch District and a 3BR on South Main are different products at different price points. Verify at the address level.

$0.9K $1.1K $1.3K $1.5K $1.7K $1.9K $2.1K $2.3K $2.5K
$1,292
25th percentile
$1,475
Median · n=8†
$2,208
75th percentile
04
Downtown Memphis vs. the Memphis metro

Six metrics. One image.

The questions out-of-state investors ask before they sign, answered in a single chart.

Downtown Memphis
Memphis Metro Avg
% delta →
Median sale price Redfin
–18% vs metro
Median 3BR SFR rent Rentometer · 8 comps†
+5% vs metro
Rent-to-price ratio monthly · home value
+29% better yield
STR annual revenue AirDNA · May 2026
+16% STR upside
STR occupancy AirDNA market avg
–1pt occupancy
Active STR listings supply trend
–4.3% supply shrinking
05
Two strategies · one roof

LTR or STR. Downtown supports both.

STR is the primary play downtown, driven by tourism, events, and medical travel. LTR works for properties in the Medical District and Edge District where employment proximity drives demand. Know which strategy fits your property before you buy.

LTR · 8% management fee

Long-term: employment-anchored , Medical District demand.

The steadier play for Downtown properties near the Medical District, Regional One Health, or St. Jude. Healthcare workers, residents, and downtown office employees sign 12-month leases and value walkability over square footage. Learn more about our long-term management services.

Median 3BR rent $1,475 14–28 days to lease
  • 8 comps† · SD $680. Wide range. Price at the address level.
  • 72% renter-occupied. Abundant rental demand, but also competition.
  • Medical District employment. Proximity is the demand driver.
  • No lease-up fee. No tech fee. No maintenance markup. Flat 8%.
STR · 10% management fee

Short-term: tourism-driven , event-fueled, year-round demand.

Downtown Memphis is a tourism market. STR demand is Beale Street visitors, concert and festival goers, FedEx Forum events, and medical travel to St. Jude. The seasonality score of 97 means demand stays consistent year-round, though ADR has softened 9.1% YoY and revenue is down 7.3%. Supply is shrinking, which helps. See how LPS STR properties perform across the portfolio in our STR performance case study.

Avg annual revenue $25,631 $151 ADR · 49% occ
  • $1,700 trough → $2,800 peak. May leads the year. December is the floor.
  • Supply –4.3% YoY. 357 active listings, shrinking. A positive signal.
  • Permit required. Memphis citywide, Ordinance 5631. $300 app, $1M insurance. See our STR permit guide.
  • $10K–20K furnishing capex. Not in monthly math.
06
STR seasonality · 357 active listings

May owns the year. December is the floor.

Monthly revenue swings from $1,700 trough to $2,800 peak. AirDNA seasonality score of 97 means Downtown demand is among the most consistent in the metro. Supply declined 4.3% YoY, a tailwind for existing operators. Revenue is down 7.3% YoY, reflecting softening ADR across the market.

STR revenue & occupancy by month · Downtown Memphis, TN

Revenue ■ Occupancy
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
$25,631
Avg annual rev
$151
Avg daily rate
49%
Market occupancy
–4.3%
YoY supply decline ✓
The Downtown tenant chooses location. Employment-driven, lifestyle-renewed. Proximity to Beale, the Medical District, and South Main is what holds occupancy year-round.
LPS Leasing Desk · Memphis, TN
07
A representative deal

$185,000. 3BR/2BA. Run both ways.

Downtown Core (38103), pre-debt. LTR at median market rate. STR at AirDNA market average. Use the LPS calculator to plug your specific numbers.

Long-term rental

8% LPS FEE
Gross monthly rent $1,475
Management (8%) – $118
Property taxes – $203
Insurance – $125
Maintenance reserve (5%) – $74
Vacancy allowance (5%) – $74
Net monthly · pre-debt $881

Short-term rental

10% LPS FEE
Gross monthly avg $2,136
Management (10%) – $214
Property taxes – $203
Insurance (STR policy) – $175
Maintenance reserve (5%) – $107
Vacancy (in occ. est.) — —
Net monthly · pre-debt $1,437

Both pre-debt service. STR excludes $10K–$20K furnishing setup. STR seasonal: $1,700 trough (December) to $2,800 peak (May). Revenue down 7.3% YoY. Use the LPS Rental Calculator for your own numbers.

08
For the out-of-state investor

Six questions, six honest answers.

What does the management fee actually include?

8% LTR / 10% STR. Covers leasing, screening, rent or guest collection, maintenance coordination, monthly statements, lease enforcement, dynamic pricing (STR), and turnover ops (STR). No lease-up fee. No onboarding fee. No tech fee. No maintenance markup. We run our own crews.

How fast does a Downtown Memphis property lease?

14 to 28 days at correct pricing, though this varies significantly by block and property condition. Downtown's rental stock is diverse. A renovated 3BR near the Edge District leases faster than a dated property in northern 38105. We use Rentometer plus our own leasing-desk data, not Zillow. If a property sits past 30 days, we re-evaluate pricing and presentation.

How do I evaluate a deal before I buy?

Send the address. We return a real rent estimate (not a Zestimate), flag micro-location issues that don't show up online, and tell you if the deal is bad. Free. No obligation. We'd rather help you avoid a problem property than inherit one. Downtown requires especially close address-level diligence.

Do I need an STR permit in Memphis?

Yes. Memphis requires a short-term rental permit citywide under Ordinance 5631 for all properties rented for fewer than 30 consecutive days. $300 initial application, $150 annual renewal. $1M liability insurance required. You must designate a local agent within 50 miles who can respond within 2 hours. HOA covenants can override the city permit. Verify before you buy. Memphis STR Permit Guide →

What about crime in Downtown Memphis?

Memphis recorded historic crime reductions in 2025. Part I crimes fell 27% year-over-year. Homicides dropped 26%, reaching their lowest level since 2019. Shootings declined 38%. MPD opened a dedicated Downtown Command Center in April 2025 with an expanded camera network covering the core. Crime is trending in the right direction, and fast. However, Downtown Memphis still carries a higher incident rate than suburban areas like Bartlett or Germantown. Conditions vary block by block. We can flag micro-location safety context for any address you send us.

Property taxes: what should I model?

Combined rate $5.27 / $100 of assessed value (Shelby County $2.69 + City of Memphis $2.58, FY2026). Tennessee assesses residential at 25% of appraised. On a $185,000 home: ~$2,437/year. Downtown properties in the Center City District may also be subject to a CBID assessment. The 2025 Shelby County reappraisal raised values significantly; the county rate dropped from $3.39 to $2.69, but total bills may still be higher. Verify via the Shelby County Trustee tax calculator.

Free property analysis

Send your Downtown Memphis address.
We'll send the real numbers.

Not a Zestimate. Actual leasing-desk rent estimates from Downtown Memphis comps plus AirDNA STR revenue data. We'll flag micro-location risks before you wire earnest money.

Get your free analysis →
or call directly · (901) 244-2911
Sources & methodology Redfin (median sale price, Oct 2025) · Rentometer (3BR rent, n=8†, May 2026) · AirDNA (357 STR listings, custom region, May 2026) · Shelby County Trustee (county tax, FY2026) · City of Memphis (city tax, 2025) · Census ACS (demographics) · Memphis Police Department (2025 year-end crime data) · Council on Criminal Justice (2025 crime trends) · BiggerPockets investor analysis (2025). †All Rentometer samples under 50 comps. Downtown SFR house inventory is limited; use figures as directional guidance. Property tax assumes 25% TN residential assessment ratio. Last updated May 11, 2026. Run your own numbers →